Dupre Carrier Godchaux Agency, Inc.

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Do I Need to Purchase Rental Car Insurance?

Car Insurance from DCG Agency Inc. When you are on vacation renting a car, you will most likely be asked if you want to purchase insurance for the car. Sometimes purchasing that insurance policy is needed, but other times you may already be covered with your own auto insurance policy. Some individuals even have insurance benefits through their credit cards.

Auto Insurance

Do you need to buy their rental car insurance coverage? Before going on vacation, reach out to your licensed agent with questions regarding your auto policy. An auto insurance policy can be unique to the driver. Many times, if you have collision, comprehensive and liability coverage on your auto policy, this would cover your rental car too as a temporary replacement vehicle. If you find you’re only covered for a specific amount, contact your credit card company to see if they can fill the gap.

Rental car insurance options can include: liability, personal accident, collision damage, personal effects coverage. Let’s take a closer look at each one.

Liability: Insurance coverage if you damage another car, property and medical bills for the other party if you’re found liable for the accident.

Personal Accident: Coverage for accidental death, medical expenses and ambulatory costs of you and your household members in the vehicle.

Collision Damage: Coverage to repair the rental car in the event you are involved in an accident.

Personal Effects: Insurance that covers personal items lost or damaged such as cell phones, purses and computers.

Roadside Assistance: Coverage for roadside incidents such as lost keys, lockouts, fuel outages and flat tires.

Always check with your licensed agent to review your policy BEFORE going on your vacation to ensure you know what coverage options you may or may not need. Furthermore, be sure to understand the terms and conditions of the insurance policy you’re purchasing if you decide to buy coverage from the rental agency.

Knowing the details of your insurance policy can help you fully understand your coverage, give you peace of mind, as well as save you money.

Dupre Carrier Godchaux Insurance Agency in Louisiana is an independent insurance agency that is committed to service and quality. We provide our clients with the expertise and knowledge of the various insurance coverages and other financial products needed for a comprehensive insurance plan. DCG Insurance agency can provide free quotes for property insurance, vehicle insurance, business insurance as well as life and health insurance.

Filed Under: Blog

CONTACT US

Dupre Carrier Godchaux Agency, Inc.
306 W Landry St
Opelousas, LA 70570
Get directions
(337) 948-8186
Contact

Why choose Dupre Carrier Godchaux Agency, Inc.?

  • We're local so we understand the unique situations you face for business, property and personal insurance. 
  • We have a great track record. We've been insuring people in the state of Louisiana for almost 60 years.
  • We participate in our communities.
  • We have locations across Louisiana to assist you.
  • We're a full-service agency meaning we can help you with everything from personal insurance to business, life & health.
Opelousas Office
306 W Landry St
Opelousas, LA 70570
Get directions
(337) 948-8186
Contact
Mo,Tu,We,Th,Fr 8:00 am – 5:00 pm

TOLL FREE: (800) 960-2200
F: (337) 948-1661
Variable Insurance and Securities are only offered through the Opelousas office location.

Port Barre Office
568 Saizan Ave
Port Barre, LA 70577
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(337) 585-7665
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Ville Platte Office
103 West Main St.
Ville Platte, LA 70586
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(337) 363-6901
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Church Point Office
813 S Main St
Church Point, LA 70525
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(337) 684-6815
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(337) 264-1966

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